Employer-sponsored well being plans see sturdy member satisfaction
– Most People who’ve employer-sponsored well being plans expressed confidence within the assist and monetary safety of their well being plans, based on one survey performed on behalf of america Well being Insurance coverage Plans (AHIP).
“These survey outcomes present that employer-provided protection continues to offer inexpensive entry to care, important worth and peace of thoughts for greater than 183 million People,” mentioned Matt Eyles, president and CEO of AHIP, in a press release. Press launch on the outcomes.
About 1,000 People responded to Locust Avenue Group’s nationwide on-line survey from January 25 to January 29, 2021.
“The information exhibits that the actions taken by medical health insurance suppliers to cowl individuals and supply them with necessary providers in the course of the COVID-19 disaster are really priceless and a precedence for American households,” mentioned Phillip Morris, associate of Locust Avenue Group.
“Ease of use and emergency safety are two issues many People are occupied with proper now, and the employer-provided protection ticks these bins for People’ well being care wants.”
Simply over seven in ten survey respondents mentioned their employer-sponsored well being plan was “simple to make use of” and that they understood its advantages.
Greater than two-thirds of respondents mentioned they had been happy with their well being care plan and would suggest their medical health insurance to others, regardless that payers constantly rating low on main member satisfaction stories.
Three-quarters of respondents mentioned their well being plan would divert increased well being care spending within the occasion of a medical emergency.
Coordination of care and coordination of prescription drug refills had been the 2 hottest payer providers amongst respondents.
“Medical insurance suppliers are at all times striving to enhance affordability, entry and worth,” mentioned Eyles. “These outcomes clearly present how necessary it’s for everybody to work collectively to scale back the underlying prices of care, corresponding to prescribed drugs and hospital prices – offering People with extra worth, more cash. monetary stability and higher peace of thoughts.
The survey additionally gauged worker opinions on insurance policies associated to employer-sponsored well being plans. Particularly, the survey discovered that greater than six in ten respondents supported the advantages of the tax-free worker well being plan.
Simply two years earlier than this survey, employer-sponsored well being plans confronted a 40% tax on high-spending plans till they had been exempt from the Cadillac tax.
Most contributors additionally responded that payers ought to concentrate on bettering well being fairness.
Nearly three-quarters of contributors (72 p.c) supported the federal grant of COBRA protection in the course of the pandemic. Lately, Congress and the manager department handed the US bailout that elevated COBRA subsidies in the course of the pandemic.
Staff mentioned they acquired assist from payers to entry coronavirus testing. Greater than half of respondents added that telehealth and psychological well being are extra necessary now than a yr in the past.
Most respondents have dedicated to receiving the coronavirus vaccine when approved.
“Employers are on the forefront of the response to COVID-19, and medical health insurance suppliers have been their companions all through the method to make sure protection for hard-working American households. We recognize that Congress and the administration have acknowledged this worth, with well timed and focused grants within the newest reduction program to assist individuals keep lined in the course of the pandemic even when they lose their jobs, ”Eyles added.
Employer-sponsored protection was hit in 2020 when the pandemic hit and a few feared the upcoming improve within the Reasonably priced Care Act premium tax credit score would additional harm this sector of the business.
As a substitute, this survey discovered that employer-sponsored well being plans proceed to generate excessive satisfaction with well being plans, not less than amongst AHIP members. Three-quarters of respondents mentioned their employer-sponsored well being plan was one of many components that motivated them to take the provide for his or her present job and that for 78% of contributors, their protection was a key cause for keep of their jobs.