The free bank

This is Kuda, the free digital bank with a microfinance banking license from the Central Bank of Nigeria.
Kuda helps you save more money and take control of your finances.
WHY CHOOSE KUDA?
• Open an account in minutes, for free.
• Kuda is free, with monthly transfers, debit and credit alerts and cash withdrawals from thousands of ATMs across Nigeria, all free of charge.
• Save and plan easily with Kuda’s saving and budgeting features.
• Keep your money safe as it grows.
OPEN AN ACCOUNT FOR FREE
At Kuda, we know how difficult it can be to get your finances in order. Every naira counts, so we don’t charge you for card maintenance or account maintenance. We’ll even provide you with a free debit card at no cost.
Everything happens on your Kuda app, no paperwork needed.
ENJOY KUDA’S FREE BENEFITS
Sending money shouldn’t cost you more. We give you up to 25 free transfers to other banks each month, and additional transfers only cost 10 naira each.
Withdraw cash from thousands of ATMs across Nigeria, all for free.
Even alerts are free on Kuda.
WATCH YOUR MONEY GROW
Kuda helps you plan your finances and save for your future.
Use our Budget tool to control your spending, then set a percentage to automatically save and watch your money grow.
We’ll reward your good savings pattern with up to 15% annual interest on your savings, so your money keeps on paying.
KEEP YOUR MONEY IN SAFE HANDS
We know that debit cards sometimes disappear. That’s why you can block your card on the app (and unblock it if you find it).
Need help? Chat with us on the app or send a message to [email protected] whenever.
READY TO CHANGE?
Upgrade to Kuda in 3 easy steps:
• Open your account: download the application and register.
• Add money to your account: add a debit card, send money to your Kuda account from another bank’s app or via online banking, send money via USSD or deposit money in our partner banks.
• Request your Kuda Card: Request your card on the app and we will deliver it to your Nigerian address in due time.
For more information about Kuda, visit help.kudabank.com.
Spend smarter, save better, and get the most out of your money with Kuda.
Download Kuda now.